CMHC Calculator

CMHC applies different premium rates depending on the down payment percentage. Here are the general rates as of the most recent guidelines:

• 5% to 9.99% down payment: CMHC premium is 4.00% of the mortgage amount.
• 10% to 14.99% down payment: CMHC premium is 3.10% of the mortgage amount.
• 15% to 19.99% down payment: CMHC premium is 2.80% of the mortgage amount.